First Time Home Buying Resources 

Program Information

Some downpayment assistance programs require that you take a first time homebuyer course. Please see the link to see these classes: https://www.mhp.net/one-mortgage/homebuyer-resources/find-a-home-buyer-class


Downpayment Assistance – Masshousing

https://www.masshousing.com/en/home-ownership/homebuyers/down-payment-assistance

We know how difficult it is to save for a down payment on a home. MassHousing’s Down Payment Assistance gets you over the down payment hurdle, gives you more buying power and helps you become a homeowner faster!


Up to $25,000 for Boston and Gateway City Homebuyers

Buying a home in the City of Boston or one of the Commonwealth's 26 Gateway Cities*? You may be eligible for down payment assistance of 5% of a home's purchase price, up to $25,000 along with a number of other benefits!

*The Gateway Cities are Attleboro, Barnstable, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Revere, Salem, Springfield, Taunton, Westfield, and Worcester.

Up to $15,000 for Homebuyers in all Massachusetts Communities

Buying elsewhere in Massachusetts? You may be eligible for down payment assistance of 5% of a home's purchase price, up to $15,000 as well as a number of other benefits!


Mass Housing Partnership – One Mortgage

https://www.mhp.net/one-mortgage

If you are a first-time homebuyer, the ONE Mortgage Program is for you. ONE Mortgage offers you the comfort of knowing your mortgage is financially sustainable. Here are five reasons why you should choose ONE Mortgage:

• As little as 3% down

• Low, fixed interest rate

• No Private Mortgage Insurance (PMI)

• Financial assistance, for eligible buyers

• An investment in your future