First Time Home Buying Resources 

Down payment Assistance - Masshousing

https://www.masshousing.com/en/home-ownership/homebuyers/down-payment-assistance

MassHousing provides eligible homebuyers with Down Payment Assistance of up to $30,000 when purchasing a home in every city and town in Massachusetts.

Who is eligible for Down Payment Assistance from MassHousing?

To be eligible for Down Payment Assistance from MassHousing, you must

  • Be an income-eligible first-time homebuyer
  • Purchase a single-family home, condominium, or 2-, 3-, or 4-family property that will be your primary residence
  • Pair Down Payment Assistance with an affordable MassHousing Mortgage loan to purchase your home.

Up to $25,000 for Boston and Gateway City Homebuyers

Buying a home in the City of Boston or one of the Commonwealth's 26 Gateway Cities*? You may be eligible for down payment assistance of up to 5% of a home's purchase price, or $25,000, along with several other benefits.

*The Gateway Cities are Attleboro, Barnstable, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Revere, Salem, Springfield, Taunton, Westfield, and Worcester.

Up to $15,000 for Homebuyers in all Massachusetts Communities

Buying elsewhere in Massachusetts? You may be eligible for down payment assistance of 5% of a home's purchase price, up to $15,000, as well as a number of other benefits!

Mass Housing Partnership - One Mortgage

https://www.mhp.net/one-mortgage

If you are a first-time homebuyer, the ONE Mortgage Program is for you. ONE Mortgage offers you the comfort of knowing your mortgage is financially sustainable. Here are five reasons why you should choose ONE Mortgage:

  • As little as 3% down
  • Low, fixed interest rate
  • No Private Mortgage Insurance (PMI)
  • Financial assistance, for eligible buyers
  • An investment in your future